You love your pets. Pets are part of your family. As such, they deserve to be taken care of as a member of your family. Pet insurance is one way to do just that.
Pet insurance can go a long way in taking care of your pet’s health without breaking the bank. Health care for pets can be quite costly, but that shouldn’t stop you from taking care of your loved ones.
Fortunately, pet insurance can help you cut costs when it comes to your pet’s health care.
Why Should You Get Pet Insurance?
Taking care of your pets can be quite costly.
Standard visits, such as for vaccines or heart worm test, are affordable — typically between $40 and $60.
However, prices start to get out of control when it comes to more serious issues.
Dental cleaning can cost up to $400. Allergy testing can cost up to $300. Surgical procedures can easily cost thousands of dollars. All this according to PetPlus.
As you can see, when your pet starts to suffer from more serious issues, you could be on the hook for thousands of dollar.
That is, unless you have insurance. Like health insurance, pet insurance will help you cover the costs associated with taking care of your pets.
Coverage and Costs
As is the case with any type of insurance, costs and coverage are typically the two most important factors to consider.
Coverage
As far as coverage goes, that entirely depends on the plan you choose and what you can afford. If you’re having trouble affording the coverage you need, you can learn how to cut costs in other areas.
Basic coverage will typically cover minor illnesses and injuries that all pets are susceptible to. However, you can always choose to upgrade to a more comprehensive plan which covers more serious procedures.
Cost
Like health insurance, you’ll be responsible for paying premiums and deductibles on your pet insurance plan. The total cost will depend on your specific plan.
To get a better idea of what you can expect to pay, ValuePenguin states that the average cost of pet insurance is a little over $44 for dogs and just under $28 for cats in 2019. This includes coverage for accidents and illness.
According to the same study, premiums can range from as little as $10 to over $100.
Your cost will depend on a number of factors, including:
- Age
- Species
- Breed
- And More
While your total cost will vary depending on insurance provide and the coverage you choose, pet insurance is still typically very affordable.
There’s almost no reason not to get an insurance plan to protect your pet’s health.
Find Affordable Pet Insurance
Finding affordable pet insurance rates requires very little effort. All you have to do is search for and compare plans from several different providers.
Getting quotes from multiple insurance companies will help you find the best plans with the best prices available in your area.
Pet insurance doesn’t have to be expensive or hard to find. Start comparing today by doing a simple search for plans with the coverage you need.
